Gene Perez on December 27th, 2010

There was a poll conducted by the Associated Press and America On Line Real Estate showed that 80 percent of respondents believe that it is hard for first-time buyers to afford a home. A majority of those polled – 59 percent – also said that they believe it is harder to buy a home now than it was five years ago.

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Gene Perez on December 26th, 2010

A money plan is called a budget and it is crucial to get us to our desired financial goals. It will make life a lot easier if you have an idea of how to go about and what are the steps you need to do. Many of us will find ways where we can cut some of our spending so that way can save for our goals.

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Gene Perez on December 23rd, 2010

Beginning to search for your first home is an important step to having the ability to build better finances, and to live in a place that is comfortable for yourself and your family. If you are considering a new home, there are specific things that you will want to know before jumping in with both feet.

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Gene Perez on December 22nd, 2010

The Internet has added a new twist to the urban legend phenomenon by making these stories easy to spread to a large audience over a short amount of time. What’s worse, these stories are often distributed in the form of a plea for help from an unfortunate victim who could be saved if you just contributed a few dollars.

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Gene Perez on December 19th, 2010

your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a row prior to this review. A grand slam loan package is in perfect order and answers all the important questions up front. We know what the lenders are looking for, based on long-term relationships with them and extensive knowledge of guidelines for a multitude of loan programs that are available today.

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Gene Perez on December 16th, 2010

The LTV is the loan amount expressed as a percent of either the purchase price or the appraised value of the property. So, if you make a 20 percent cash down payment on a property you’re buying, the LTV is

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Gene Perez on December 7th, 2010

Hosted by Beacon Economics and the University of California, Riverside (UCR), the conference invited economists and local business leaders to present regional forecasts and propose community efforts to improve the image and sustainability of the Inland Empire.

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Gene Perez on December 2nd, 2010

Just going right along with the confidence that that we can get financing because then it would not have been a problem. Credit score at 580 no problem. That would be a low score that would get you nothing in today’s lending world. The reality is times have changed you really need to qualify for a home loan.

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